When the smartwatch was launched, people approached it as a novelty. At that time, you wanted to buy a smartwatch for the experience. Now it is more prevalent, and you need it to be more functional and convenient. However, the cost of a smartwatch might not be in everyone's budget. MoneyTap’s personal line of credit can help you with the EMI facility to buy the best smartwatch available in the market. They offer instant personal loans and pre-approved credit limits.

However various options of the smartwatch can make it challenging to choose. We are listing here the top 10 factors that you should consider while buying a smartwatch.

  1. Device Compatibility

The OS of your smartwatch should be compatible with your smartphone so that you can operate your phone efficiently with your smartwatch. For instance, Apple smartwatches only work with iPhones, whereas Samsung's Tizen smartwatch works with both Android phones and iPhones. It will be mentioned in the product specification.

  1. Display Type: OLED or LED

The brighter AMOLED and LCD display is excellent for clarity. But they consume battery more quickly than a black and white display. Samsung and iPhone pioneered the crisp OLED display. This makes the design slim and attractive. Smartwatches with OLED displays are costlier.

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  1. Touch Screen or Not

You might find it convenient to operate a smartwatch via a touch screen. Or you may find the side buttons and digital crowns easy to use. Make up your mind before you buy a smartwatch. There are watches that offer both options, such as the Samsung Galaxy smartwatch.

  1. Calling Feature

You need an ESIM in your smartwatch to use this feature. You can answer your calls on your wrist without finding your phone. But not everyone needs it. If you don’t wish to make or answer calls from your smartwatch, choose a model without ESIM.

  1. App Roaster

If you are a fan of having all kinds of apps handy, then the best smartwatch for you will be with the latest app roaster. Apple and Google Wear are ahead in the game of offering top apps.

  1. Battery Power

Ideally, a smartwatch should function for a couple of days without charging. But some watches get a discharge in a day’s usage only. Decide on buying a watch depending on how much time you can spare for its charging and how frequently.

  1. Appealing Appearance

You are going to wear it for maximum time. Thus you should like your smartwatch. Buy a smartwatch that offers a smart display pattern, attractive band color, and elegant design. You can choose luxury brands like Louis Vuitton and Armani for the best designs.

  1. Memory Space

Do you need lots of apps? Or are you a music geek? If yes, you need massive storage in your smartwatch to store your favorite apps and playlists. You should check out the storage capacity in the product specification before you buy a smartwatch.

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  1. Alternative to a Fitness Band

A smartwatch can do everything a fitness band does and even more. The latest smartwatches calculate your steps and measure your heart rate, blood pressure, and calories burned. You should buy the best smartwatch with all these features related to fitness.

  1. Price

The price of the smartwatch will increase with every latest feature and design. It would be best if you beforehand decided on a reasonable budget to buy a smartwatch. The MoneyTap’s personal line of credit is there to take the burden off your shoulders of paying a huge amount at once.

Shiv Nanda MoneyTapShiv Nanda is a financial analyst who currently lives in Bangalore (refusing to acknowledge the name change) and works with MoneyTap, India's first app-based credit line. Shiv is a true finance geek, and his friends love that. They always rely on him for advice on their investment choices, budgeting skills, personal financial matters, and when they want to get a loan. He has made it his life's mission to help and educate people on various financial topics, so email him your questions at shiv@freo.money.

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